Lazarus helps insurers, reinsurers, brokers, and service providers automate complex insurance workflows by turning unstructured documents, images, narratives, and claim files into source-traceable, auditable decisions.
See how we work with customers and insurance experts to handle the industry’s most challenging problems and ensure the highest yield solutions.
Transform photos and video walkthroughs into structured inventory spreadsheets while automatically detecting duplicate items. This eliminates documentation bottlenecks, reduces customer friction, and allows for faster settlements.
We replace manual sampling with a continuous, automated review of all claim files to monitor procedural compliance to your specifications and statutory requirements. This acts as a proactive safety net that coaches adjusters in real-time, preventing systemic errors and compliance penalties.
Extract fault determinations, statutory violations, and injury markers directly from complex police report narratives and diagrams. Coupled with source-traceable AI reasoning, adjusters can open files with liability accuracy at intake and speed subrogation referral on day one.
An end-to-end operational efficiency model helps insurers reduce operating expenses, improve decision quality, and scale portfolios without proportionally increasing headcount. By combining automation with human oversight, it streamlines high-volume processes while preserving expert judgment on complex underwriting and claims decisions.
Underwriting and delegated authority audits help carriers and intermediaries minimize adverse selection, address ineligible risks, and maintain pricing discipline. By auditing near the point of bind, firms ensure underwriting authority is used consistently and follows carrier guidelines.
Drive 100% claim file review for loss portfolio transfers and similar insurance book acquisitions. Replace manual sampling with automated assessment of unstructured data to identify reserve inadequacy, adverse development, or bad faith handling etc. This identifies hidden risks to ensure accurate deal pricing and supports both post-acquisition triage and ongoing monitoring.
Our advanced analytics and machine learning algorithms evaluate claim patterns and flag inconsistencies, enabling early detection of potential fraud. This proactive approach helps safeguard resources and ensures that legitimate claims are processed efficiently, reducing overall loss ratios.
We replace manual sampling with a continuous, automated review of all claim files to monitor procedural compliance to your specifications and statutory requirements. This acts as a proactive safety net that coaches adjusters in real-time, preventing systemic errors and compliance penalties.
We build chronological treatment timelines and isolate Time-Limit Demands from massive, disorganized, and time sensitive demand packages. This protects against bad faith exposure, avoids penalties from missed statutory deadlines, and reduces medical leakage through page-referenced evidence for negotiations, driving $100M+ in estimated value.
